Before picking up your first customer, be sure you’re properly insured:
- Be familiar with the coverage provided by the rideshare company. Since this coverage has strict guidelines, have your insurance agent review the coverages and explain what you need to do.
- It could be a huge mistake to take insurance advice from other rideshare drivers, particularly anyone who tells how to “beat the insurance company.”
- If necessary, have your insurance agent explain the differences between your personal insurance and your rideshare coverage so you don’t put yourself or a third-party passenger at risk.
- Since ridesharing is a new industry and insurance companies are feeling their way, have your insurance agent update you regularly on changes and updates from your insurance company.