Reverse the direction of ceiling fans. It’s counterclockwise for summer cooling and clockwise in winter to drive warm air down. Check downspouts. When cleaning leaves and debris from gutters check the downspouts to keep from clogging and freezing. Add extensions to the downspouts to take water 3 to 4 feet away from the house. Inspect…

Since there have been so many changes in property occupancy this year, it’s helpful to know about one specialized insurance coverage. It protects vacant and partially vacant buildings, vacant leased space, and vacant condominium units. It applies to both residential and commercial properties, as well as those undergoing renovation. The coverage is flexible. There are…

While the coronavirus does not have a direct impact on your homeowner’s insurance, the changing circumstances of your life may mean that you should review your personal property and liability coverage. If you are now working from home, you are likely to use more business equipment and electronics. A standard homeowner’s policy has low limits…